:root{
  --bg:#0E0E0E; --sup:#161513; --sup2:#1C1A17; --borda:#2C2924; --borda-forte:#3E3A33;
  --txt:#F3F0EA; --suave:#C9C4BA; --apagado:#A8A39A; --ouro:#F2C230; --ouro-hover:#FFD24D;
  --raio:16px; --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--txt);font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;font-size:17px;line-height:1.6}
img{max-width:100%;height:auto;display:block}
a{color:var(--ouro)}a:hover{color:var(--ouro-hover)}
h1,h2,h3{font-family:Montserrat,Inter,sans-serif;font-weight:700;line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,5.2vw,3.4rem)}
h2{font-size:clamp(1.5rem,3.2vw,2rem)}
h3{font-size:1.4rem}
p{margin:0 0 1em}
:focus-visible{outline:2px solid var(--ouro);outline-offset:3px;border-radius:6px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 16px}
@media(min-width:720px){.wrap{padding:0 24px}}
.estreito{max-width:760px}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;background:var(--ouro);color:#111;padding:8px 14px;border-radius:8px;z-index:20}
.skip:focus{left:8px}

/* topo */
.topo{border-bottom:1px solid var(--borda);position:sticky;top:0;background:rgba(14,14,14,.92);backdrop-filter:blur(8px);z-index:10}
.topo-in{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;column-gap:24px;row-gap:0;min-height:72px}
.menu{display:flex;gap:4px;order:2}
.menu a{display:inline-flex;align-items:center;min-height:44px;padding:0 12px;border-radius:999px;color:var(--suave);text-decoration:none;font-weight:500;font-size:15px}
.menu a:hover,.menu a[aria-current="page"]{color:var(--ouro)}
.topo-acoes{display:flex;align-items:center;gap:10px;order:3}
.btn-icone{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:50%;border:1px solid var(--borda-forte);color:var(--txt)}
.btn-icone:hover{border-color:var(--ouro);color:var(--ouro)}
@media(min-width:900px){.marca{margin-right:auto}}
@media(max-width:899px){.marca{order:1}.topo-acoes{order:2}.topo-in{padding-top:10px}.menu{order:3;width:100%;justify-content:space-between;border-top:1px solid var(--borda);margin-top:10px;padding:2px 0}.menu a{padding:0 8px;font-size:14px}}
.destaques{list-style:none;padding:0;margin:4px 0 28px;display:flex;flex-direction:column;gap:10px}
.destaques li{position:relative;padding-left:32px;font-weight:500}
.destaques li::before{content:"";position:absolute;left:0;top:.2em;width:20px;height:20px;border-radius:50%;background:var(--ouro) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-7' fill='none' stroke='%23111' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat}
.marca img{height:44px;width:auto}
@media(max-width:480px){.marca img{height:36px}.topo .btn span{display:none}.topo .btn{padding:0 12px}}

/* botões */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 24px;border-radius:999px;font-weight:600;font-size:16px;text-decoration:none;border:1px solid transparent;cursor:pointer;font-family:inherit;transition:background .15s,border-color .15s,color .15s}
.btn-ouro{background:var(--ouro);color:#111}.btn-ouro:hover{background:var(--ouro-hover);color:#111}
.btn-contorno{border-color:var(--borda-forte);color:var(--txt);background:transparent}.btn-contorno:hover{border-color:var(--ouro);color:var(--ouro)}
.topo .btn-contorno{border-color:var(--ouro);color:var(--ouro);min-height:44px}
.btn-cheio{width:100%}
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:8px}
.ctas.centro{justify-content:center}
.selo{margin:14px 0 0;font-size:14px;color:var(--apagado)}
.selo::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--ouro);margin-right:8px;vertical-align:1px}

/* hero */
.hero{padding:64px 0 40px;background:radial-gradient(ellipse at 20% 0%,#24211b 0%,transparent 60%)}
.hero.centro{text-align:center;padding:96px 0}
.hero.centro .selo{text-align:center}
.kicker{font-size:13px;letter-spacing:.16em;text-transform:uppercase;color:var(--ouro);font-weight:600;margin-bottom:14px}
.lead{font-size:1.15rem;color:var(--suave);max-width:640px}
.hero.centro .lead{margin-left:auto;margin-right:auto}
.hero h1{max-width:780px}

/* seções */
.secao{padding:48px 0}
.faixa{background:var(--sup);border-top:1px solid var(--borda);border-bottom:1px solid var(--borda)}
.duas{display:grid;gap:40px}
@media(min-width:820px){.duas{grid-template-columns:1fr 1fr}}
.lista{list-style:none;margin:0 0 1em;padding:0;display:flex;flex-direction:column;gap:12px}
.lista li{position:relative;padding-left:24px}
.lista li::before{content:"";position:absolute;left:0;top:.6em;width:10px;height:2px;background:var(--ouro)}

/* abas */
.tabs{display:flex;flex-wrap:wrap;gap:6px;padding:6px;background:var(--sup);border:1px solid var(--borda);border-radius:999px;width:fit-content;max-width:100%}
.tabs button{min-height:44px;padding:0 20px;border:0;border-radius:999px;background:transparent;color:var(--suave);font:600 15px Inter,sans-serif;cursor:pointer}
.tabs button[aria-selected="true"]{background:var(--ouro);color:#111}
@media(max-width:520px){.tabs{border-radius:16px;width:100%}.tabs button{flex:1 1 auto;padding:0 12px}}
.paineis{margin-top:20px}
.painel{display:grid;gap:32px;background:var(--sup);border:1px solid var(--borda);border-radius:20px;padding:clamp(20px,4vw,44px)}
.painel[hidden]{display:none}
@media(min-width:860px){.painel{grid-template-columns:1.6fr 1fr;align-items:center}}
.painel-txt p{color:var(--suave)}
.painel-cta{display:flex;flex-direction:column;gap:12px}
.saiba{font-weight:600;text-decoration:none}
.chips{list-style:none;padding:0;margin:0 0 1.2em;display:flex;flex-wrap:wrap;gap:8px}
.chips li{padding:8px 14px;border:1px solid var(--borda-forte);border-radius:999px;font-size:15px}
.nota{font-size:14px;color:var(--apagado);margin:4px 0 0}

/* passos */
.passos{list-style:none;padding:0;margin:0;display:grid;gap:16px}
@media(min-width:820px){.passos{grid-template-columns:repeat(3,minmax(0,1fr))}}
.passos li{padding:24px;border:1px solid var(--borda);border-radius:var(--raio);display:flex;flex-direction:column;gap:6px}
.passos .num{font:700 2rem Montserrat,sans-serif;color:var(--ouro)}
.passos li>span:last-child{color:var(--suave)}

/* quem atende */
.quem{display:grid;gap:32px;align-items:center}
@media(min-width:760px){.quem{grid-template-columns:300px 1fr}}
.foto{aspect-ratio:4/5;width:100%;max-width:300px;object-fit:cover;border-radius:20px;border:1px solid var(--borda-forte)}
.cargo{color:var(--ouro)!important;font-weight:600;margin-top:-.3em}
.quem p{color:var(--suave)}

/* cards */
.cards{display:grid;gap:16px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));margin-bottom:12px}
.card{border:1px solid var(--borda);border-radius:var(--raio);padding:22px;background:var(--sup)}
.card h3{font-size:1.15rem;margin-bottom:6px}
.card-quem{color:var(--ouro);font-size:14px;font-weight:600;margin-bottom:8px}
.card p:last-child{color:var(--suave);margin:0;font-size:15px}

/* formulário */
.form-wrap{display:grid;gap:32px}
@media(min-width:860px){.form-wrap{grid-template-columns:1fr 1.3fr;align-items:start}}
.form-wrap>div>p{color:var(--suave)}
.maos{font-size:15px}
.form-lead{background:var(--bg);border:1px solid var(--borda);border-radius:20px;padding:clamp(20px,3vw,32px)}
.campos{display:grid;gap:16px;margin-bottom:16px}
@media(min-width:560px){.campos{grid-template-columns:1fr 1fr}.campo-cheio{grid-column:1/-1}}
.campo{display:flex;flex-direction:column;gap:6px}
.campo label{font-size:14px;color:var(--suave);font-weight:500}
.campo input,.campo select,.campo textarea{min-height:50px;padding:12px 14px;background:var(--sup2);border:1px solid var(--borda-forte);border-radius:12px;color:var(--txt);font:16px Inter,sans-serif;width:100%}
.campo textarea{resize:vertical}
.campo input::placeholder,.campo textarea::placeholder{color:#8D877D}
.campo input:focus,.campo select:focus,.campo textarea:focus{border-color:var(--ouro);outline:none}
.campo [aria-invalid="true"]{border-color:#FF8A7A}
.aceite{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--suave);margin-bottom:16px;cursor:pointer}
.aceite input{width:20px;height:20px;margin-top:2px;accent-color:var(--ouro);flex:none}
.form-erro{color:#FF9C8F;font-size:14px;margin:0 0 12px}
.form-lead .nota{text-align:center;margin-top:12px}
.hp{position:absolute;left:-5000px;width:1px;height:1px;overflow:hidden}
.btn[disabled]{opacity:.6;cursor:wait}

/* faq */
.faq details{border-bottom:1px solid var(--borda);padding:4px 0}
.faq summary{cursor:pointer;font-weight:600;padding:14px 32px 14px 0;list-style:none;position:relative;min-height:44px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:10px;color:var(--ouro);font-size:22px;font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq p{color:var(--suave)}

/* texto legal */
.texto-legal h1{font-size:2.2rem}
.texto-legal h2{font-size:1.2rem;margin-top:1.8em}
.texto-legal p{color:var(--suave)}

/* rodapé */
.rodape{border-top:1px solid var(--borda);padding:40px 0 96px;font-size:14px;color:var(--apagado);line-height:1.8}
.rodape-in{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px}
.rodape strong{color:var(--suave)}
.rodape-links{display:flex;flex-direction:column}
.rodape a{color:var(--suave);text-decoration:none}.rodape a:hover{color:var(--ouro)}

/* whatsapp flutuante */
.wa-flutuante{position:fixed;right:16px;bottom:16px;width:56px;height:56px;border-radius:50%;background:var(--ouro);color:#111;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 20px rgba(0,0,0,.45);z-index:15}
.wa-flutuante svg{width:26px;height:26px}
.wa-flutuante:hover{color:#111;background:var(--ouro-hover)}
.quem .kicker{color:var(--ouro)}

/* formulário em etapas */
.wizard{position:relative}
.progresso{height:6px;background:var(--sup2);border-radius:999px;overflow:hidden;margin-bottom:10px}
.progresso span{display:block;height:100%;background:var(--ouro);border-radius:999px;transition:width .25s}
.etapa-conta{font-size:13px;color:var(--apagado);margin:0 0 18px;letter-spacing:.04em}
.etapa h3{font-size:1.35rem;margin-bottom:14px;outline:none}
.etapa[hidden]{display:none}
.ajuda{font-size:14px;color:var(--apagado);margin:-4px 0 16px}
.pergunta{border:0;margin:0 0 20px;padding:0}
.pergunta legend{font-weight:600;margin-bottom:10px;padding:0}
.opcoes{display:flex;flex-wrap:wrap;gap:10px}
.opcoes-2 .op{flex:1 1 180px}
.opcoes-lista{flex-direction:column}
.op{position:relative;cursor:pointer}
.op input{position:absolute;opacity:0;width:1px;height:1px}
.op>span{display:flex;flex-direction:column;justify-content:center;min-height:50px;padding:10px 20px;border:1px solid var(--borda-forte);border-radius:12px;background:var(--sup2);font-weight:600;transition:border-color .15s,background .15s}
.op:hover>span{border-color:var(--apagado)}
.op input:checked+span{border-color:var(--ouro);background:rgba(242,194,48,.12);color:var(--txt)}
.op input:focus-visible+span{outline:2px solid var(--ouro);outline-offset:2px}
.op-linha>span{padding:12px 18px}
.op-linha small{font-weight:400;color:var(--apagado);font-size:14px;margin-top:2px}
.bloco{margin-top:20px}
.bloco[hidden]{display:none}
.nav-etapas{display:flex;justify-content:space-between;gap:12px;margin-top:24px}
.nav-etapas .btn{flex:0 1 auto;min-width:130px}
.cep-info{font-size:14px;color:var(--ouro);line-height:1.4;min-height:1.4em;margin:8px 0 20px}
.cep-info:empty{margin:0 0 12px}
.fipe-aviso{font-size:14px;color:#FFB4A8;margin-bottom:12px}
.combo{position:relative}
.combo input[disabled]{opacity:.55;cursor:not-allowed}
.combo-lista{position:absolute;left:0;right:0;top:100%;margin:4px 0 0;padding:6px;list-style:none;background:var(--sup2);border:1px solid var(--borda-forte);border-radius:12px;max-height:260px;overflow:auto;z-index:5;box-shadow:0 12px 30px rgba(0,0,0,.5)}
.combo-lista li{padding:10px 12px;border-radius:8px;cursor:pointer;font-size:15px}
.combo-lista li:hover,.combo-lista li.ativo{background:rgba(242,194,48,.14)}
.combo-lista li[aria-selected="true"]{color:var(--ouro);font-weight:600}
.combo-lista li.vazio{color:var(--apagado);cursor:default}
.wizard .campos{margin-bottom:16px}

.porque{position:relative;margin:-6px 0 18px}
.porque-btn{display:inline-flex;align-items:center;gap:6px;min-height:44px;padding:0;background:none;border:0;color:var(--suave);font:500 14px Inter,sans-serif;cursor:help;text-decoration:underline dotted;text-underline-offset:3px}
.porque-btn:hover,.porque-btn[aria-expanded="true"]{color:var(--ouro)}
.porque-txt{display:none;position:absolute;left:0;top:100%;z-index:6;max-width:340px;margin:0;padding:12px 14px;background:var(--sup2);border:1px solid var(--ouro);border-radius:12px;font-size:14px;color:var(--txt);line-height:1.5;box-shadow:0 12px 30px rgba(0,0,0,.5)}
.porque:hover .porque-txt,.porque-btn:focus-visible+.porque-txt,.porque-btn[aria-expanded="true"]+.porque-txt{display:block}
.anexo{margin:4px 0 20px}
.anexo input[type=file]{min-height:auto;padding:12px;cursor:pointer;font-size:15px;color:var(--suave)}
.anexo input[type=file]::file-selector-button{margin-right:12px;padding:8px 14px;border-radius:999px;border:1px solid var(--ouro);background:transparent;color:var(--ouro);font:600 14px Inter,sans-serif;cursor:pointer}
.anexo .ajuda{margin:6px 0 0}
.bloco>.campo{margin-bottom:16px}

/* tabela de vidas */
.faixas{border:1px solid var(--borda);border-radius:14px;overflow:hidden;margin-bottom:8px}
.faixa{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:8px 12px 8px 16px;border-bottom:1px solid var(--borda)}
.faixa:nth-child(even){background:var(--sup)}
.faixa label{font-size:15px;color:var(--txt)}
.faixa.total{border-bottom:0;background:var(--sup2);font-weight:600;padding:12px 16px}
.faixa.total output{min-width:96px;text-align:center;color:var(--ouro);font-size:18px}
.stepper{display:flex;align-items:center;gap:4px}
.stepper button{width:40px;height:40px;border-radius:50%;border:1px solid var(--borda-forte);background:transparent;color:var(--txt);font:600 20px/1 Inter,sans-serif;cursor:pointer}
.stepper button:hover{border-color:var(--ouro);color:var(--ouro)}
.stepper input{width:52px;height:40px;text-align:center;background:var(--sup2);border:1px solid var(--borda-forte);border-radius:10px;color:var(--txt);font:600 16px Inter,sans-serif;-moz-appearance:textfield}
.stepper input::-webkit-outer-spin-button,.stepper input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.stepper input:focus{border-color:var(--ouro);outline:none}